Office Equipment Leasing & FinancingLease and Finance Office Equipment of ALL Kinds!
WB FINANCIAL’s office equipment leasing and finance programs cover a wide-range of front and back office equipment. Financing your office equipment preserves your working capital and keeps cash in the bank for alternative uses. By not tying up funds in a costly equipment purchase, your business is free to explore advertising options, fund marketing/advertising campaigns, or even hire the competition’s top salesperson. Our equipment financing programs allow you to stay flexible with technology upgrade options, with terms up to 5-years on new and used office equipment.
FLEXIBLE OFFICE EQUIPMENT FINANCING
Our office equipment finance programs require no down payments (OAC) can be structured to meet seasonal changes in cash-flow. We’ve financed entire back office call centers, complete with telephone and computer equipment, as well as medical and dental offices… and everything in between. We can finance waiting room furniture, virtual cloud based servers, decor, copiers, desks, phone/security systems and everything you need to maintain an efficient office and work environment.
Avoid the Obsolete
Leasing and financing office equipment allows you to stay current with design and technology, and makes upgrading easy when the need arises. With terms up to 60-months, you can update equipment and the look of your office at set intervals and stay ahead of the competition.
FAST Equipment Financing
When you need equipment fast, the equipment leasing specialists at WB FINANCIAL can expedite the credit approval, documentation and funding processes to meet your needs. Most established companies can be approved in as little as 24-hours. Lease/finance documents are sent via email, and we can start the funding process the same day with clear scanned copies or e-signed forms.
Municipal & Non-Profits
We’ve been helping non-profit companies, churches, and municipal entities get the office equipment they need since our inception. These entities turn to equipment leasing and financing options to maximize their allocated budgets. Our municipal and non-profit office equipment finance programs cover everything from printers, to LED lighting retrofits.
Office Equipment Vendor Finance Programs
WB FINANCIAL provides office equipment leasing and financing options that allow vendors and manufacturers to sell more equipment while offering industry best financing options. Partner with WB FINANCIAL and provide comprehensive equipment financing options to your clients today!
COMMON OFFICE EQUIPMENT LEASING/FINANCING QUESTIONS
You can literally finance any piece of equipment your office needs to function. That includes LED screens in the reception area, video conferencing equipment, file cabinets, desks, high resolution scanners/printers, computers for photo editing and post-production, furniture, shelving and more.
Equipment leasing & financing rates vary depending on the total financed amount, years in business, term, and credit history of the company and/or it’s owners. Rates can range from 4.9% to low double digit figures depending on credit worthiness. New businesses and businesses with credit issues can expect to pay higher rates. Generally speaking, it makes sense to lease/finance equipment a long as the estimate revenue generated by the equipment, or money saved by acquiring the equipment, is less than the monthly lease/loan payment.
YES! Both new and used office equipment is eligible for leasing and financing. Equipment sellers and vendors may indicate that used equipment doesn’t qualify for financing, but that is because they are trying to sell you on new equipment, which may net them more profits and higher commissions. Terms for leasing and financing used equipment may be limited based on the estimated useful life of the asset in question. Used office equipment is often available at bargain prices from bank repos and used equipment brokers
Both equipment leasing and equipment financing options are term debt obligations used by businesses to acquire equipment. Equipment leases often contain end-options (most commonly $1, 10%, or FMV/PUT) that can be exercised at the end of the term in order to transfer ownership from the lessor to the lessee. Equipment Finance Agreements (EFA’s) contain no end-option and the equipment is owned by the customer from day 1. Both leases and EFA’s carry tax benefits which can lower tax liability at the end of the year.
Yes, you can certainly lease/finance office equipment from multiple vendors. Additional documentation fees many apply if there are more than 5 vendors involved, but we can accommodate equipment from multiple vendors so you can get the best pricing on the office equipment you need.